Best Money Management and Personal Finance Apps | Digital Trends

There may be signs that the global recession is over, but many of us are still feeling the pinch. Does your income always cover your expenses? Do you know where all the money goes? Some of it probably goes toward your phone plan, and you can get that expense working harder for you by downloading the right money management and finance apps. Here are a few of our favorites.

Mint (Free)

Millions of people use Mint to help manage their finances. It provides you with a central repository to keep track of all of your checking accounts, saving accounts, and credit cards. You can use the Web interface, or this free app, to set up your profile. It takes some organizing to set up, but once Mint has the measure of your incomings and outgoings, it is capable of tracking your spending and generating a sensible budget for you. You can see and monitor all of your credit card and bank spending through Mint.

You can see at a glance where your money is going and the app can warn you via email or text when your cash reserves are running low. It?s best on a tablet, for easy navigation, and because you can enjoy the visual charts and graphs. It?s a secure and reliable app that can really help you understand your cash flow and get a firm grip on it.

Platforms:?Android,?iOS

Manilla ? Bills and Reminders (Free)

The idea behind Manilla is to empower you to stay on top of your bills and consolidate your financial accounts under one password. There are automatic reminders to ensure that you don?t forget to pay bills and the app offers an organized digital filing cabinet of bills, statements, notices, and offers. That means you can forget about keeping paper copies for your records and just access them via the app whenever you need them. It also handles reward programs and loyalty cards, on top of your standard bank accounts and credit cards.

It?s completely free and the streamlined interface makes it very easy to use. Manilla is effectively a calendar of your bills, so you can always see what?s due to come out of your account and when. It?s also completely secure, as verified by various agencies including VeriSign and McAfee.

Platforms:?Android,?iOS

Slice (Free)

Anyone who does a lot of online shopping is going to love this app. Link up your various email accounts (Slice supports all the major services from Gmail to iCloud) and the app will automatically suck in purchase information and offer up real-time tracking data. You?ll have access to a list of everything you?ve bought, complete with receipts. You can also find out what is in each package, when it will ship, and where it is right now on a map.

You can set up push notifications to inform you when packages ship or arrive (especially handy for gifts). Over time, the app also gives insights into your shopping style, with a categorized pie chart of your spending habits. It?s easy to use, it saves you from digging around in your inbox, and it?s nice to have your shopping history at your fingertips.

Platforms:?Android,?iOS

Expensify (Free)

Business travelers really have to get into the habit of keeping receipts and records of their expenditure, so that they can claim it back. Expensify makes the process easy by allowing you to scan receipts, track your mileage, link debit and credit cards to track what you?re spending, and create expense reports. It?s ideal for business people, but you can use it to track any kind of expense. It?s good for analyzing where your money is going.

Platforms:?Android,?iOS,?Windows Phone,?BlackBerry

PayPal (Free)

This is an obvious pick if you have a PayPal account. You can use it to check up on the transactions in your account, but you can also send or request money. The Android and iOS versions allow you to photograph checks to add cash to your PayPal account for free. You can even scan your debit or credit card to link it your account without having to input all the details. ?There?s also a feature that highlights local merchants who accept PayPal payments.

Platforms:?Android,?iOS,?Windows Phone,?BlackBerry

Pageonce (Free)

Here?s another app that centralizes your finances by sucking in data from your bills, bank accounts, and credit cards. You can use it to track and pay bills, and to keep an eye on your cash level, credit card debt, and investments, for an overall big picture view of your financial health. It?s easy to use and the real-time alerts about upcoming bills, potential overage charges, and suspicious activity offer some peace of mind. This app is available on all the major mobile platforms as well.

Platforms:?Android,?iOS,?Windows Phone,?BlackBerry

HomeBudget with Sync ($5)

Our last app on the list is the only one that actually costs anything, but there are a couple of tempting features to justify that $5 price tag. The app can keep track of all of your expenses and income. It also allows for a lot of categorization, so you can create complex budgets, and generate reports and charts to analyze your spending. Features are integrated, so a bill can become an expense when you pay it and detract the relevant amount from your account balance.

The killer feature is the family sync, which allows you to coordinate in real-time. This means your family finances could be updated via your Android smartphone, your wife on the iPad, or your daughter at home on the PC (there is also a desktop version for Windows and Mac OS). Many families work from a single budget and this app is ideal if yours does too.

Platforms:?Android,?iOS

That?s it for our best financial apps roundup, but you may be interested in checking out the best income tax apps for the iPad. If there?s another great finance app that you rely on, post a comment and share.

Source: http://www.digitaltrends.com/mobile/best-finance-money-management-apps/

Mavericks Surf Stonewall Inaugural Ball julio jones j crew san francisco 49ers san francisco 49ers